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Get Lifetime Free Credit Card with No Annual Fee

IDFC Bank Free Credit Card

Why we need a Credit Card

A credit card can be a more effective means of paying than using a debit card or cash. Credit cards typically offer all kinds of perks and benefits, including a one-time signing bonus for a new cardholder, cash back for purchases, rewards points, and frequent-flyer miles.

Fraud protection: Using a credit card can provide more security than carrying cash or using a debit card.


For instance, you can use your credit card to pay your Hospital / Medical bills. It eliminates the worrying of arranging funds for your medical bills.
If you're still wondering why you need a credit card, you can make safe and highly secure transactions online (and offline) with a credit card.

Eligibility Criteria

Income group: Rs 25,000 and above
Age group: 23-60 years
Available across major cities in India

Fees & Charges

Joining Fees: Nil
Annual Fees: Nil

Interest rate: 0.75-3.5% per month
Cash Withdrawal charges: Rs 250 per transaction
Card Replacement charges: Rs 100

Documents Needed

PAN Card/Form 60
Colour photograph
Address proof
ID Proof
Income proof

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