350 activation bonus Reward Points on first transaction of Rs 500 or more within 45 days of card issuance
Earn upto 10% Rewards on buying tickets through IRCTC App & website
Earn Rs 100 cashback on your first ATM cash withdrawal within 30 days of receiving the card
Earn 1 Reward Point on every Rs 125 spent (1 Reward Point = Re 1)
Save 1% transaction charges on train bookings
SBI Credit Card Features
Buy tickets through irctc.co.in & IRCTC Mobile App (for Android only) for AC1, AC2, AC3 and AC CC and earn upto 10% Value Back as Reward Points
Link your IRCTC SBI Card loyalty number with your IRCTC login id to redeem your Reward Points on IRCTC Website and Mobile App
Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
Enjoy 4 complimentary railway lounge access in a year in India (Max 1 per quarter)
1% Fuel charge waiver
SBI Card Fees & List of all charges
Joining Fees: Rs 500+GST
Annual Fees: Rs 300+GST
Annual Fee waiver: On spends more than Rs 2,00,000 annually
SBI CARD - Documents Needed
ID proof
Address proof
Income proof
Valid PAN card
SBI Credit Card Eligibility Criteria
Required Age: 21-65 years
Employment status: Salaried or Self-Employed
Minimum Income: Rs 20,000 per month
Credit score: 650+
New to credit: Allowed only for Salaried
Credit card holders are preferred
No Delay Payments in last 12 months
Cardholder should be citizen of India or a Non-Resident Indian